Florida House Bill 913 (2024): What Community Associations Need to Know

Written by Heidi Hensell

August 12, 2025

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Florida’s House Bill 913, passed in 2024 and effective July 1, 2025, introduces sweeping reforms that will significantly impact how condominium and homeowners associations (HOAs) operate. Designed to enhance transparency, accountability, and homeowner protections, HB 913 reshapes the management landscape for community associations across the state.

Digital Transparency and Online Access Requirements

One of the bill’s most notable mandates is that associations with 25 or more units must now maintain an official website or app. This platform must provide residents access to essential records, including:

Meeting agendas and minutes (past 12 months)
Financial statements and reserve studies
Video links or recordings of board, member, and committee meetings

These records must be updated within 30 days of receipt or creation, making it easier for unit owners to access timely, accurate information and reducing the risk of noncompliance.

Stricter Financial Reporting Rules

House Bill 913 tightens financial reporting obligations. Associations must now:

Submit annual financial reports within 180 days of the fiscal year-end
Include a signed affidavit from an officer or director confirming compliance
Obtain a majority vote of all voting interests—not just attendees—before reducing audit levels

These changes aim to discourage mismanagement and reinforce ethical financial oversight across community boards.

Reserve Funding & Structural Integrity

The bill adjusts deadlines for structural safety compliance:

The deadline for Structural Integrity Reserve Studies (SIRS) is extended to December 31, 2025.
Applies to buildings with three or more habitable stories.
Increases reserve threshold from $10,000 to $25,000, addressing inflation and better preparing associations for major repairs.

Associations are also given flexibility in funding—through assessments, loans, or pooled reserves—with proper owner approvals.

Expanded DBPR Authority and Enforcement

The Florida Department of Business and Professional Regulation (DBPR) gains expanded powers to:

Investigate and enforce violations more aggressively
Penalize associations that fail to grant timely record access
Disqualify board members or managers for serious or repeated offenses

This expanded oversight helps protect homeowners from fraudulent or unethical board practices and boosts confidence in regulatory accountability.

Governance and Board Member Regulations

HB 913 introduces:

Term limits and stricter requirements for board member eligibility
Conflict-of-interest restrictions—preventing vendors involved in inspections from conducting related repairs
Enhanced rules for virtual meetings and electronic voting, giving residents more flexibility and participation opportunities

Meeting notices must now include both physical locations and virtual links, and all virtual meetings must be recorded and retained for at least one year.

Final Thoughts for CAMs and Boards

Florida House Bill 913 represents a transformative step toward ethical, transparent, and resident-focused community association governance. By preparing early and updating policies, websites, and compliance procedures, association leaders can meet these new standards confidently and avoid penalties.